Automating the infrastructure of risk capital.
AI-native core operations for re/insurance: submissions, bordereaux, renewals, accumulation, delegated authority. Experts stop processing files and return to the risk.
Operations-as-software.
Re/insurance runs on email, PDFs, and spreadsheets. The industry has built its operations around these constraints for decades.
The most valuable people spend their days extracting data and moving files between systems. The judgement they were hired for goes unused.
Stoneborn reads each document as it arrives, reconciles the data, and writes it back to the systems already in use. Humans step in only for judgement.
From intake to oversight.
Intake & extraction
Stoneborn ingests each inbound submission, triages it against appetite, and structures the risk data into the pricing and renewal tools, clearing the bottleneck everything downstream waits on.
Technical accounting
From the bordereaux, Stoneborn pulls premiums and claims, maps them to treaty, and reconciles against statements of account, auditing treaty-term compliance and tracking claims, cash-calls, and settlements.
Accumulation & analytics
Granular claims and premium data become loss and exposure analytics. Stoneborn monitors accumulation and concentration across the portfolio, sharpening risk selection and steering.
Controls & oversight
Stoneborn tracks binder terms, limits, and territories, monitors incoming bordereaux for breaches, and flags exceptions for review.
Vertical, by design.
Stoneborn is vertical software: the logic of re/insurance is built into the platform and available out-of-the-box.
Brokers each format documents their own way, and the formats keep changing. Stoneborn reads them as they come, with no template to set up.
Private and secure by design: client data stays the client's, never used to train shared models.
Live at global reinsurers.
Work that once took days now runs in minutes, traceable from source document to system of record. It holds at real volume, and every figure reconciles before it moves on.
After having tried various solutions, this is the first GenAI tool for submission processing in which our organization has confidence.
Built by insurance operators.
Domain experts and engineers, building together across Zürich, London, and Toronto.
Yoann Chassot
CEOEx-underwriter at Swiss Re. Built the insurance practice at Palantir.
Alex Vince
CTOProduct at Palantir. Engineering manager at GoCardless.
See it run on your own workflows.
Tell us what you run today and what you’d like to see. We tailor Stoneborn to your operation.
Or email westgate@stoneborn.io.
